"The following costs shall be borne equally by the parties: [specify, such as: recording fees, escrow fees, notarial fees, and other costs as the case may be]. The following costs shall be paid by seller: [specify, such as: title insurance premium, charges of seller's attorney for drawing instruments and advising]. The following costs shall be paid by purchaser: [specify, such as: mortgage tax, assumption charges of holder of existing encumbrance, if any, and charges of purchaser's attorney for drawing instruments and advising]. The following costs shall be prorated to date of closing: [specify, such as: taxes and assessments due but not delinquent]. Risk of loss or damage to property by fire, storm, burglary, vandalism, or other casualty, between the date of this agreement and closing, shall be and is assumed by purchaser. No such loss or damage shall void or impair this contract. If the improvements or personal property, or both, are damaged or destroyed, in whole or in part, by casualty prior to closing, the contract shall continue in full force and effect, and purchaser shall be subrogated to seller's right of coverage with respect to any insurance carried by seller. All existing property insurance now in effect shall be continued by seller, and shall be transferred to purchaser at closing. Premiums on such insurance shall be prorated to time of closing. All such policies shall be exhibited immediately to purchaser, who may secure additional insurance on property, or any portion of it, if so desired. Any such additional insurance shall name seller and purchaser as coinsureds as their interests appear. Seller shall maintain property, including improvements, the personal property described in this agreement, and lawns, shrubs, and trees, in its present condition pending the closing of this transaction, normal and reasonable wear excepted. Prior to transfer of possession, purchaser shall cause property to be cleaned and placed in a neat, sanitary, and habitable condition. Property shall be transferred to purchaser, as provided in this agreement, in such condition, and clear of all trash, debris, and the personal effects, furnishings, and belongings of seller. Possession of property shall be transferred to purchaser within days after closing of sale. All keys shall be delivered to purchaser at the time of transfer of possession. If transfer is delayed for any cause beyond the period specified in this agreement, seller shall pay to purchaser $ for each day of such delay, as agreed rental, but this provision shall not be construed as barring or limiting any remedy available to purchaser, in law or equity, for the recovery of possession."