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Five years ago, two co-workers named Kristoff and Anna made the exact same salary. $82,000, same office, same starting line. One spent those five years obsessed with money, six monitors in the spare room, candlestick charts, trades before sunrise. The other did, as far as anyone could tell, almost nothing. Today, the one who did almost nothing is over $100,000 richer. And here's the part that should bother [music] you. That's not the exception. That's the rule.

Five years ago, two co-workers named Kristoff and Anna made the exact same salary. $82,000, same office, same starting line. One spent those five years obsesse…

Ideas in this flowchart

  • Comparison of Financial Outcomes
  • Initial Situation
  • Same Salary and Position
  • Kristoff's Approach
  • Obsessed with Money
  • Six Monitors, Candlestick Charts
  • Trades Before Sunrise
  • Anna's Approach
  • Did Almost Nothing
  • Current Outcome
  • Anna is Over $100,000 Richer
  • General Observation
  • Not the Exception, But the Rule
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Five years ago, two co-workers named Kristoff and Anna made the exact same salary. $82,000, same office, same starting line. One spent those five years obsessed with money, six monitors in the spare room, candlestick charts, trades before sunrise. The other did, as far as anyone could tell, almost nothing. Today, the one who did almost nothing is over $100,000 richer. And here's the part that should bother [music] you. That's not the exception. That's the rule.

"Five years ago, two co-workers named Kristoff and Anna made the exact same salary."

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